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申博穷人与富人名言英语学习笔记一

作者:admin日期:

分类:123/年轻一族/

一、前言

I. Preface

既然已经点进来了,请安下心把文章看完,相信对你会有帮助。

Now that you have ordered in, please rest assured to read the article, I believe it will help you.

财富——wealth,钱——money。

Wealth - wealth, money - money.

与其说人类是贪婪的,还不如说他是一种永远得不到满足的动物。有十万会想百万,有百万会想千万,有千万会想着如何过亿。我听一车友说过:如果你觉得一百万很多的话,那是你没有达到这个财富才会觉得它多。等你有了这百万你就会觉得少之又少。

Man is not so greedy as an animal that can never be satisfied. There are 100,000 people who think about millions, millions who think about millions, and millions who think about how to get over millions. I heard a car friend say: If you think a million or more, that's when you don't achieve this wealth. When you have this million, you will feel very little.

如果你非要说:钱乃身外之物...生不带来死不带走...那我无话可说,这篇文章对你也将毫无作用。当然你看懂了这篇文章,我相信你会摆脱穷人阶级。

If you have to say: Money is something outside the body... Life does not bring death and does not take it away.. I have nothing to say, and this article will be of no use to you. Of course, you read this article, I believe you will get rid of the poor class.



二、两者对于时间的利用上

2. The use of time by both

穷人:时间去赚钱

The Poor: Time to Make Money

在穷人的认知里,觉得如果什么东西能赚钱,那就是时间。举几个例子:

In the perception of the poor, if anything can make money, it is time. For example:

1、愿意用一个多小时步行去某地,却不愿意花钱打车去。因为在他看来自己有很多时间,而打车太贵了,不如花费时间来省钱。

1. Willing to walk somewhere for more than an hour, but unwilling to pay for a taxi. Because he thinks that he has a lot of time, and taxi is too expensive, it is better to spend time to save money.

2、东西坏了,需要维修,他会花费几个小时,甚至一天的时间去琢磨,后面没修好不说还弄得乱七八糟,还是得花钱请人来维修。

2. Something is broken and needs to be repaired. He will spend hours or even a day thinking about it. If he fails to repair it, he will still have to pay someone to repair it.

3、工作上,一件事情明明可以5个小时去完成,而他拖拖拉拉,反正自己有的是时间,我宁可多加班3个小时,用8个小时去完成。

3. Work, a thing clearly can be completed in 5 hours, and he procrastinates, anyway, he has time, I would rather work overtime for 3 hours, 8 hours to complete.

穷人往往以时间为衡量单位,比如说做一个小时给我多少时薪,不管做的是否开心,是否有兴趣,能否能学到东西。花费点时间努力干活就有钱赚。

Poor people often take time as a measure, such as how much hourly pay I get for an hour, whether I am happy or not, whether I am interested or not, and whether I can learn something. It takes a little time to work hard to make money.

富人:花钱买时间

Rich people: spend money on time

在富人的眼里,时间就如同珍宝一样,一丝也舍不得浪费,巴不得一天有48个小时。

In the eyes of the rich, time is just like a treasure. They can't afford to waste a trace of it. They want 48 hours a day.

他们倾向于购买加工好的净菜,而不是买回去自已加工。他们宁可多花个几块钱,也舍不得花时间排队买便宜菜。而购买使用劳务和雇用钟点工更是典型的“花钱买时间”。

They tend to buy processed vegetables rather than buy them back for their own processing. They would rather spend a few more dollars than queue up to buy cheap food. Buying and using labor services and hiring hourly workers are typical examples of "spending money to buy time".

富人们上班工作,租个离公司近的地方,相对于郊区肯定是贵了些,但是能节约出更多的时间,不需要等公交挤地铁。而他们会用这些时间去做更有意义的事情,去掌握更多的技能,让自己变得值钱。

Rich people work and rent a place close to the company, which is certainly more expensive than the suburbs, but it saves more time and does not need to wait for buses to squeeze the subway. And they spend that time doing more meaningful things, mastering more skills and making themselves valuable.

由于每个人的拥有的时间是固定的,你用它来浪费,来省钱,自然就没办法赚到更多钱,所以算下来这样的时间成本很高。形成一个不良的循环,越来越没钱。

Because everyone's time is fixed, you use it to waste, to save money, naturally can not make more money, so the cost of such time is very high. It's a bad cycle, and it's getting worse and worse.

人生无非就是用时间换钱和花钱买时间,穷人把时间花在如何不花钱而用时间去换的研究上,而这也是穷人最大的瓶颈。安于现状,只有眼前的苟且,更别谈诗与远方。记住下面这句话:

Life is all about time for money and time for money. The poor spend their time on research on how to spend their time instead of money, which is also the biggest bottleneck for the poor. Complacent with the present situation, only the present meticulous, let alone poetry and distant. Remember the following sentence:



三、两者对于钱的态度上

3. Their attitudes towards money

穷人:钱是攒出来的

Poor people: money is saved

因为穷,所以要打工,更舍不得去花钱。旅游要花钱,不舍得;谈对象要花钱,不舍得;学习有意思的课程要花钱,不舍得;和朋友去聚餐要花钱,不舍得。各种不舍得的因素思想加在一起就是把省下的钱攒下来。

Because they are poor, they have to work and are reluctant to spend money. Travel costs money, not willing; talking about the object of money, not willing; learning interesting courses to spend money, not willing; going to dinner with friends to spend money, not willing. All kinds of factors and ideas add up to save money.

但有没有算过一笔账,假设每个月工资4000,除去日常开销,一个月攒2500一年是2万,要攒10年才能付个二三线房子首付,也许再省省还能买辆二手的小车,之后要又要还房贷,又要养车,不敢生病,不敢社交,更别提去娱乐,所以只能把自己的欲望压缩着...后来年龄到了想结婚了,可是钱呢?

But have you ever counted a bill, assuming that the monthly salary is 4000, besides the daily expenses, saving 250,000 a month and 20,000 a year, saving 10 years to pay down for a Second-or third-tier house, maybe saving to buy a second-hand car, and then to pay back the mortgage, but also to maintain a car, not to get sick, not to socialize, not to mention entertainment, so you can only compress your desire (... later years) I want to get married when I'm old, but what about money?

这些人总觉得,花钱就是不好的,推销产品的都是骗子。只有免费拿的就是最好的,也从没想过天下有没有免费的午餐。

These people always think that it's bad to spend money and sell products by cheaters. It's the best that you get free, and you never wonder if there's a free lunch in the world.

富人:钱是花出来的

Rich: Money is spent

花于眼界

Flower in the Eye

一个人的行走范围,就是他的世界。你行走的眼界决定了你看世界的境界,相比于生命风景,有很多地方都值得你去走一遭。除了花钱买书看书,还有花钱多去国内外旅游,长长见识,其次还能结识更多朋友。一个人的眼界决定了他能到底走多远?眼界即见识,一个人经历得多,看得多,他就形成了自己一套价值观,有自己的底线,有所为而有所不为,经受得住诱惑,挡得了虚荣。

One's world expand as far as one goes. Your vision determines how you see the world. Compared with the scenery of life, there are many places worth visiting. In addition to spending money on books and books, there are also more money to travel at home and abroad, long insights, and secondly to make more friends. How far can a man go depends on his vision? Eyesight is insight. A person who experiences and sees more forms his own set of values, has his own bottom line, does something but does nothing, withstands temptation and resists vanity.

花于社交

Spend time socializing

很多成功学的演讲或书籍都在传播人脉的重要性,其中重点宣扬人脉是很多富人走向成功的捷径。当然你得花于有意义的社交上,无意义的社交起不到丝毫作用,不仅浪费钱还浪费精力与时间。比如,你花钱参加一个英语班,里面有各行各业的人才,与他们互相学习互相分享,结识朋友,相信会对于你将来会有很大的作用。

Many successful speeches or books are disseminating the importance of networking, with emphasis on promoting networking as a shortcut to success for many rich people. Of course, you have to spend on meaningful societies, meaningless societies do not work at all, not only waste money, but also waste energy and time. For example, if you spend money to attend an English class, there are talents from all walks of life. They can learn and share with each other and make friends with each other. I believe it will be of great help to you in the future.

花于自身素养

Flowering in one's own accomplishment

自身素质很大取决于成长环境和生活环境,当然也包括教育环境和受教育程度。首先学会做人学会做事,诚实守信,懂得交往礼仪,提高自身情商与逆商。其次学会生活,去练瑜伽、去健身,还有学习审美知识,对自己的衣着一定要有讲究。给自己买自己能负担的起的最好的,因为这些配饰能给自己带来内在气质以及自信。

The quality of oneself depends greatly on the growth environment and living environment, including, of course, the educational environment and the level of education. First of all, learn to be a man, learn to do things, be honest and trustworthy, understand the etiquette of communication, and improve their EQ and inverse quotient. Secondly, learn to live, to practice yoga, to exercise, and to learn aesthetic knowledge, must pay attention to their own clothes. Buy yourself the best you can afford, because these accessories can bring you inner temperament and self-confidence.

花于可能升值的东西

Spend on things that may appreciate

花钱去买下未来可能增值的东西,比如投资刚开的店铺,花钱买有潜力的公司股份,收藏古董书画,投资三四线城市的房子,可能几年后遇到一次开发,价格就翻个几倍。还有社保,目前国家还在发展,几乎每年都会上涨一点的百分比,等自己退休后可以领出多于存进去钱的几倍。

Spend money on things that may add value in the future, such as investing in newly opened stores, buying potential company shares, collecting antique paintings and calligraphy, investing in houses in third or fourth-tier cities, and maybe a few years later, when it comes to a development, the price will double several times. There is also social security, the country is still developing, almost every year will rise a little percentage, after their retirement can draw out more than several times the money saved.

大家也可以看看野口真人写的一本名为《学会花钱》的书,对你作用很大。

You can also see Noguchi's book "Learn to Spend Money", which is very helpful to you.



四、两者对于人的态度上

Fourth, the attitudes of the two to people

穷人等待机缘,需要施舍

Poor people wait for opportunities and need charity

我肯定大家一定听到过一句话:该是你的就是你的,不是你的就不是你的。因为穷人觉得自己的命运就是上天安排的,无法改变,该怎么样就怎么样,不去做出任何改变,就算生活再苦,他认为这就是理所应当。也从来不去从根本想原因自己为什么穷,总把错误归于别人或者淡淡一句这是上天注定的,只要耐心等待,总会有属于自己的机缘。除此之外,还喜欢别人来帮助他,觉得你不帮他就是你的错,你不帮他就是没有人情味。

I'm sure you've heard one sentence: It's yours, it's yours, it's not yours. Because the poor feel that their destiny is arranged by God and can not be changed, how can we do it? If we do not make any changes, even if life is bitter, he believes that this is what we should be. Never go from the root of the reason why they are poor, always attributed to other people's mistakes or a light sentence, this is God's destiny, as long as you wait patiently, there will always be their own opportunities. Besides, I also like to be helped by others. I think it's your fault that you don't help him. It's impersonal that you don't help him.

富人寻找机遇,广交人缘

Rich people look for opportunities and make friends with people

在富人的眼里,等待对他们来说没有任何作用。富人如何寻找机缘的呢?当遇到能人的时候,和对方介绍自己的优点,呈现自己的价值。当遇到一些可能会给自己提升机会的人,他们会不断发出邀请,建立关系,一块去吃喝玩乐,大方给予,等自己需要帮忙的时候,提出的要求只要不触碰底线一般都不会被拒绝;对亲朋好友亦是如此,当对方有需求的时候能不断给予。

In the eyes of the rich, waiting has no effect on them. How do rich people find opportunities? When meeting a capable person, introduce your own advantages to each other and present your own value. When meeting people who may give themselves opportunities to improve, they will constantly invite, establish relationships, go to eat, drink and play together, give generously, and when they need help, their requests will not be rejected as long as they do not touch the bottom line; the same is true for relatives and friends, when the other party has needs, they can continue to give.



五、两者对于风险的行动上

V. The Action of the Two on Risk

穷人逃避风险

Poor people avoid risk

一场大病也许就花费了一家人几十年的积蓄;一场生意失败也许会负债累累,一辈子翻不过生;一场意外也许会花完这几年存下来的钱。穷人看到的只是风险带来的危害,总是担心万一投资失败了,自己的生活将何以为继,他们害怕,因为创业有风险所以不去,因为接触新的东西可能会被骗所以不去,他们只能选择逃避,尽量不去接触这些事情,而把钱定期存银行对他们来说是最没风险的。

A serious illness may cost a family decades of savings; a business failure may be heavily indebted to survive a lifetime; an accident may cost the money saved over the past few years. What the poor see is the harm of risk. They are always worried about what their life will be in case of failure of investment. They are afraid that they will not go because of the risk of entrepreneurship. They can not go because they may be deceived by contacting new things. They can only choose to avoid these things and try not to contact them. It is the least risk for them to deposit money regularly in the bank.

富人正视风险

The Rich Face Risks

富人看到的是风险后面的财富,高风险就意味着高收益,适时赌一把会有不一样的收获,即使失败了,也可以获得投资的经验。妥善的利用风险获取较高的收益,而且大多是持续性的收益。比如会买保险,以最少的钱去购买未来也许会发生的各种风险一种保障。而且富人们还喜欢分散风险,这样一来,投资一边出现了风险,另一边却是盈利,不至于一个致命的风险就把自己弄得无力再战。

What the rich see is the wealth behind the risk. High risk means high return. A timely bet will bring different gains. Even if it fails, they can gain investment experience. Proper use of risk to achieve higher returns, and most of them are sustained returns. For example, they will buy insurance, which is a guarantee of the risks that may occur in the future with the least money. And the rich also like to diversify their risks, so that when one side of the investment is risky, the other side is profitable, so as not to make themselves incapable of fighting any more at a fatal risk.



六、两者对于商业的理解上

6. Their understanding of business

穷人:薄利多销,以量为胜

Poor people: small profits and big sales, win by quantity

要赚钱就要靠量,这是从古至今的说法,因为量上去了你卖的便宜点也无所谓。但消费者们用完发现这个商品质量并没有想象中的那么好,冠名一个黑心老板的称号不说,还会导致流失客户,慢慢的生意也会越来越差,因此薄利多销只适合短期做生意的人,要想长久不仅仅需要服务,还需要口碑来维持。

To make money depends on quantity, which has been said since ancient times, because it doesn't matter how cheap you sell. But consumers find that the quality of this product is not as good as they imagined. Naming a black-hearted boss will lead to loss of customers and slow business will become worse and worse. Therefore, small profits and high sales are only suitable for short-term business people. In order to long-term business, not only need services, but also need word of mouth to maintain.

不明白的话,我打个比方,在A店花50元买来一件短袖,洗了后又褪色又变形,而且穿着还没有精神,只能穿一个季度;在B店花150元买一件短袖,不仅料子好,穿着也舒服,气质各方面的都能展现出来,能穿个三四个季度。往后你买衣服会选择A店还是B店,我想大部分人都会选择B店。这样口碑不仅上去了,客户还不会流失。

If I don't understand, for example, I bought a short sleeve at A shop for 50 yuan, faded and deformed after washing, and wore it spiritually for only one quarter; I bought a short sleeve at B shop for 150 yuan, which not only had good material, but also was comfortable to wear, and all aspects of temperament could be displayed, and it could be worn for three or four quarters. In the future, if you buy clothes, you will choose A shop or B shop. I think most people will choose B shop. In this way, the word of mouth will not only go up, but also the customers will not be lost.

富人:一本万利,以局为胜

The Rich: One Benefit, One Win

任何商品如果你卖的是价格,一定卖不出价格。因为工业化普及的现在,任何东西成本并不高。有太多产品他卖的不是价格,而是拥护者们的一种信仰。

If you sell any commodity at a price, you will not be able to sell it at a price. Because industrialization is popular nowadays, the cost of anything is not high. There are so many products that he sells not the price, but a belief of his supporters.

为了让你高价买化妆品,告诉你能够变美丽;为了让你买钻石,告诉你它代表着爱情;为了让你买金饰,告诉你代表着地位;为了让你买背背佳,告诉你会变得有气质;为了让你买按摩椅,告诉你能够健康百年。

In order to let you buy cosmetics at a high price, tell you that you can become beautiful; in order to let you buy diamonds, tell you that it represents love; in order to let you buy gold jewelry, tell you that it represents status; in order to let you buy back, tell you will become temperamental; in order to let you buy massage chairs, tell you can be healthy for a hundred years.

穷人只看到眼前的,摸得着手边的东西;相反,有远见的富人心中装着这个世界。

The poor see only what is in front of them and touch what is at hand; on the contrary, the visionary rich hold the world in their hearts.

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